Archive for November, 2012 Facebook Photo Contest!

Wednesday, November 28th, 2012

We need a new cover photo for our Facebook page, so let’s have a contest to see who can take the best photo of their property or neighborhood.  The winner will receive 50 free brochures (you must already have a ad).  Share your photo on our FB page before December 10, 2012 - (you must have a Facebook account and “Like” our page).  It must be high resolution (you can also email the photo to us at to enter).  Check out our current cover photo to give you inspiration - Good luck!’s Flat Fee MLS package

Tuesday, November 27th, 2012

Need more exposure for your property?  Are you willing to cooperate with Buyer’s Brokers?  If so, then consider using our Flat Fee MLS Package.  For a $349.95 advertising fee, your property will be listed in your local MLS (Multiple Listing System) for all local agents to see.  Your property will then feed to top real estate websites such as, Zillow, Trulia, Yahoo and so many more!

The $349.95 up-front advertising fee is for a six month MLS listing.  If you are a seller already using and you upgrade your current listing within the first sixty days on our site we will credit $89.95 towards the MLS package.  The cost would then be $260.00 instead of the full $349.95.

Have questions?  You can read more detailed information on our site - or give us a call at 800-690-5802 x2.

Experts predict interest rates will jump in 2013

Monday, November 26th, 2012

Have you ever asked your mortgage broker/bank what the current rates are? Their answer is “let me check with the market place, they can change minute by minute”. Why? Because mortgage interest rates are determined by the bond market, which is constantly trading them like a stock. One by one lately, major bond buyers have been warning that the rates will rise quickly in 2013. Here one recent article: Dan Fuss

Existing home sales up with less investors buying

Monday, November 19th, 2012

The November existing home sales increase 1.9% in November according to NAR. There was less participation by investors and more owner occupants buying, while taking advantage of low mortgage rates. This is historically the slow season for home sales. Just wait and see what happens in the Spring of 2013. We expect a flurry of buyers chasing a shrinking inventory of properties. We expect to see headlines that read: “Experts were shocked by the jump in prices people paid for housing”.


Friday, November 16th, 2012

Virtual tours, videos, unlimited photos. That is what buyers want to see. Get them excited about your property. Show them everything. Comments like this while viewing a property “this is exactly what the video showed me”. offers it all. Here is just one example: with video

Ipads, smart phones and desktops are all utilized by today’s buyer.  Make this season, the selling season and sell without paying a commission!!

Remember when car loan interest was deductible?

Wednesday, November 14th, 2012

With the ‘Fiscal Cliff’ fast approaching, our leaders in Washington are scrambling to find a solution. One item being discussed is eliminating the ‘mortgage interest’ deduction. Right now, if you itemize your tax return, you can deduct interest paid on your first and second home (a boat with running water qualifies as a second home, so your boat loan interest is deductible). I can remember way back when all consumer loan interest was deductible, things like credit card and car loan interest paid. Well, that ended on Oct. 22, 1986, President Ronald Reagan signed into law the Tax Reform Act of 1986. This new law gradually phased out all deductions for interest paid on car loans, charge-account purchases, vacations and anything else that
fell under what the law termed ‘consumer loans.’ For the next 20 years more cars were sold and more credit cards were used. With 1/3 of all homes having no loan and the rest having refinanced or a chance to have a lower interest rate, the total tax deduction is becoming less significant. Last month the Federal Deficit was $128 billion, that means we either borrowed more or printed more than we took in. Either way, this needs to stop, otherwise, just look at Greece or Spain to see our future.

We’ve been telling you for six month, prices are rising

Wednesday, November 7th, 2012

We blogged in May, June, July, August, Sept and again in October: Real Estate values are rising. Now, another report comes out in USA Today that ‘Home prices rise’ the most since 2006. We are jumping up and down, now is the time to buy. In fact, it’s the Holidays, which means fewer buyers, less competition to get the property you want. If you wait till spring, 2013, because it is more convenient, well the prices will be higher and mortgage rates will be up.

3 quick steps to sell as a FSBO

Tuesday, November 6th, 2012

Thinking of selling FSBO and save money, here are three steps:

1. Appearance: go to the road and take a picture of your property, this is what potential buyers see. Make any exterior improvements, such as; trim bushes/trees, etc. Do the same in every room of the house

2. Pricing: get an appraisal, a CMA from an agent, go online to to get a zestimate

3. Market: expose your property is as many places, starting with the Internet (, Facebook, twitter, etc), have a professional yard sign and brochures(again try

3A. Be ready: have contracts, title company, repairs people, and answers to all buyer questions.

3 quick steps to buy from FSBO

Thursday, November 1st, 2012

Thinking of buying a FSBO and save money, here are three steps:

1. The Property: Search online; websites such as:,, etc

2. Due Diligence: Deal direct with owner to view property, then research property online at, county records, etc.

3. Close: contact mortgage and title insurance company, they will guide you through this process plus provide contracts, paperwork, etc.

When using an agent, they tell you everything they know from online search, talking with the mortgage company and title company. Now, you can do all of that yourself.